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- The United States' Federal Government debt was approximately $36.56 Trillion as of March 6, 2025. According to USAFacts. (USAFacts)​​

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- As of April 2025, the US inflation rate, as measured by the Consumer Price Index (CPI), is 2.3%. This is a slight decrease from the 2.4% reported in March 2025. 

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- As of May 2025, the National average savings account interest rate in the US is around 0.41%. (0.0041) Meaning your earning less than 1/2 a percent on your money stashed away in savings. 

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A penny saved is a penny earned, or is it?​​​

​- In today's world our parent's financial advice simply doesn't work. Americans can't save money earning less than 1/2 a percent in the Bank when inflation alone is 2.4%. Thus, making it a valid point that saving money will not get you or your family ahead.

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